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HSA
Also known as: Health Savings Account
What it is
A triple-tax-advantaged account paired with a high-deductible health plan. Contributions are pre-tax, growth is tax-free, and withdrawals for qualified medical expenses are tax-free.
What it really means
The best retirement account nobody talks about as a retirement account. Pay medical bills out of pocket, save the receipts forever, let the HSA grow, and reimburse yourself in retirement.