Vol. 01 · Issue 04

The Smart Money — Weekly personal finance dispatches

Personal finance for people who want to be great with money — written by the friend who already is.

Menu
← The DictionaryCredit Cards Desk

Minimum Spend

What it is

The dollar amount you must charge to a new card within a set window (typically 3 months) to unlock the sign-up bonus.

What it really means

The reason people do stupid things like prepay their electric bill for the year. Never manufacture spend you wouldn't have made anyway.

See also

The weekly dispatch

One email.
Sunday morning.

The kind of financial advice you'd get from a friend who's already figured it out. No hot takes, no leaderboards, no affiliate hustle.

Free. Unsubscribe with one click. We will never sell your email or pitch you a course.