Taxes DeskIssue #6 · Jul 14
Six tax moves worth making before December 31.
Not clever. Not aggressive. Just the boring, high-leverage moves most people forget until it's too late.
December is when the boring moves become expensive to skip. Max the 401(k) match, top off the HSA, harvest losses against gains, bunch charitable giving into a donor-advised fund if you're near the standard-deduction line, take the RMD, and confirm your withholding covers what you actually owe.
None of these are clever. All of them beat the average 'tax strategy' post you'll read this quarter. Boring compounds.