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Credit Score
What it is
A three-digit number (300–850, usually FICO) that lenders use to price risk.
What it really means
Above 760, additional points buy you nothing. Chasing 850 is a hobby, not a strategy.
Personal finance for people who want to be great with money — written by the friend who already is.
A three-digit number (300–850, usually FICO) that lenders use to price risk.
Above 760, additional points buy you nothing. Chasing 850 is a hobby, not a strategy.
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The kind of financial advice you'd get from a friend who's already figured it out. No hot takes, no leaderboards, no affiliate hustle.