Vol. 01 · Issue 04

The Smart Money — Weekly personal finance dispatches

Personal finance for people who want to be great with money — written by the friend who already is.

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Side Hustle DeskIssue #10 · Jul 11

How to pay yourself when your business is you.

The owner's paycheck framework — the one solo creators, consultants, and freelancers should have set up in month one, not year three.

Rachel Oduya

The Smart Money

1 min readEvergreen

Money in, taxes out first, owner's pay second, business reserve third, growth last. In that order. Every month. From dollar one.

The reason most solo businesses feel chaotic isn't revenue — it's that the operator's personal and business money live in the same emotional bucket. Separate the buckets and the whole thing gets quieter.

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