Lifestyle DeskIssue #18 · Jul 4
The annual lifestyle-creep audit, in one sitting.
Not a budget. Not an app. Just one honest hour with last year's statements and a highlighter.
Pull twelve months of statements. Highlight every recurring charge. Circle every category that grew more than 20% year over year without a real reason. That's your audit.
You're not looking to cut everything. You're looking for the two or three lines that quietly doubled and stopped feeling like a choice. Those are the ones worth a real decision.