Personal finance for people who want to be great with money — written by the friend who already is.
The Smart Money Dictionary
A living glossary of the terms, tricks, and rules of thumb that quietly shape your money — translated the way a friend would actually explain them.
49 entries and growing.
Mostly a problem for people with large incentive stock option exercises. Ignore it until you're exercising ISOs — then hire someone.
Fine if the credits and benefits you'd already use cover it. Not fine if you're using the credits to justify keeping the card — that's the tail wagging the dog.
A number that should never touch your life if you're doing this right. If you know your APR from personal experience, that's the first thing to fix.
The weekly dispatch
The kind of financial advice you'd get from a friend who's already figured it out. No hot takes, no leaderboards, no affiliate hustle.