Personal finance for people who want to be great with money — written by the friend who already is.
The Smart Money Dictionary
A living glossary of the terms, tricks, and rules of thumb that quietly shape your money — translated the way a friend would actually explain them.
49 entries and growing.
The single most powerful retirement lever available to high-income W-2 employees. About 40% of large-company plans allow it. Nobody at HR will tell you unless you ask.
The number designed to keep you in debt for the rest of your natural life. Only useful as a floor when something has genuinely gone wrong.
The reason people do stupid things like prepay their electric bill for the year. Never manufacture spend you wouldn't have made anyway.
The weekly dispatch
The kind of financial advice you'd get from a friend who's already figured it out. No hot takes, no leaderboards, no affiliate hustle.