Personal finance for people who want to be great with money — written by the friend who already is.
The Smart Money Dictionary
A living glossary of the terms, tricks, and rules of thumb that quietly shape your money — translated the way a friend would actually explain them.
49 entries and growing.
The cheapest asset protection money you'll ever spend. If you have a pool, a teen driver, or a net worth above six figures, you already needed one.
The second-biggest lever on your credit score after payment history. Under 10% overall is where the scoring model rewards you; 30% is the number everyone quotes but it's already too high.
You are giving an eighteen-year-old a lump sum with no strings attached. Think carefully about who that eighteen-year-old is going to be.
The weekly dispatch
The kind of financial advice you'd get from a friend who's already figured it out. No hot takes, no leaderboards, no affiliate hustle.